Privacy Policy

Stalwart Crest Inc., operating as Dosu & Dejumo Capital (“DD Capital,” “we,” “us”), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit an application for funding. Please read this policy carefully. By using our website, you consent to the practices described herein.

1. Information We Collect

We may collect the following categories of information when you interact with our website or submit an application:

• Personal Information: Your name, email address, phone number, mailing address, date of birth, Social Security Number or Employer Identification Number, and other identifying details you provide.
• Business Information: Business name, entity type, industry, years in operation, number of employees, annual revenue, and other details related to your business.
• Financial Records: Bank statements, tax returns, credit reports, financial statements, and other documentation submitted in connection with a funding application.
• Usage Data: Information about how you access and use our website, including your IP address, browser type, operating system, referring URLs, pages visited, time spent on pages, and other diagnostic data.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To process, evaluate, and underwrite funding applications.
• To communicate with you regarding your application status, account, or inquiries.
• To verify your identity and the accuracy of information provided.
• To improve our website, products, and services.
• To personalize your experience and deliver relevant content.
• To comply with legal and regulatory obligations.
• To detect, prevent, and address fraud, security issues, or technical problems.
• To send administrative communications, including updates to our policies.

3. How We Share Your Information

We may share your information with capital providers, financial partners, and service providers to process funding applications. We may also share your information in the following circumstances:

• Capital Providers and Financial Partners: We share application and financial data with our network of capital providers and financial partners who participate in evaluating, underwriting, and funding your application.
• Service Providers: We engage third-party vendors to perform services on our behalf, such as data analytics, payment processing, customer support, and marketing. These providers are contractually obligated to protect your information.
• Legal Compliance: We may disclose your information when required by law, regulation, legal process, or governmental request.
• Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.
• With Your Consent: We may share your information for other purposes when you have provided explicit consent.

4. Cookies and Tracking

Our website may use cookies, web beacons, pixels, and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors interact with our website. Cookies are small data files placed on your device that help us recognize you and remember your preferences.

You may control the use of cookies through your browser settings. Please note that disabling cookies may affect the functionality of certain features on our website. We may also use third-party analytics services, such as Google Analytics, which may collect information about your use of our website.

5. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include encryption, secure server environments, access controls, and regular security assessments. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, accounting, or reporting requirements. When your information is no longer required, we will securely delete or anonymize it in accordance with our data retention policies and applicable law.

7. Your Rights

Depending on your jurisdiction, you may have the following rights with respect to your personal information:

• Access: You may request a copy of the personal information we hold about you.
• Correction: You may request that we correct or update inaccurate or incomplete personal information.
• Deletion: You may request that we delete your personal information, subject to certain legal exceptions and retention requirements.
• Opt-Out: You may opt out of receiving marketing communications from us at any time by following the unsubscribe instructions in our emails or by contacting us directly.

To exercise any of these rights, please contact us using the information provided below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

8. Children’s Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 18 without parental consent, we will take steps to delete that information promptly. If you believe we have inadvertently collected information from a minor, please contact us immediately.

9. Third-Party Links

Our website may contain links to third-party websites, services, or applications that are not operated by us. We are not responsible for the privacy practices, content, or security of any third-party websites. We encourage you to review the privacy policies of any third-party websites you visit. The inclusion of a link on our website does not imply endorsement of the linked site.

10. Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the revised policy on our website with an updated “Last updated” date. Your continued use of the website after any changes are posted constitutes your acceptance of the revised policy. We encourage you to review this Privacy Policy periodically.

11. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Stalwart Crest Inc.
Operating as Dosu & Dejumo Capital (DD Capital)
State of Delaware
Email: funding@ddcapital.com