How It Works

Getting started with Dosu & Dejumo Capital is straightforward. Our online application takes just five minutes to complete and asks only for the essentials: your business name, industry, time in operation, and average monthly revenue. There are no lengthy forms, no invasive questions, and no hard credit pulls at this stage.

You will also upload your three most recent bank statements so our team can get a clear picture of your cash flow. This single step replaces the stacks of paperwork that traditional institutions demand, letting you focus on running your business instead of chasing documents.

Once you submit your application, you will receive an immediate confirmation along with a direct line to your assigned funding advisor. From that point forward, DD Capital handles the rest.

Within hours of receiving your application, a dedicated funding advisor reviews your business profile. Unlike traditional underwriting that fixates on credit scores, we evaluate your revenue trends, cash flow consistency, and overall business health to determine the funding options best suited to your needs.

Your funding advisor will reach out personally, typically by phone, to discuss your goals, answer questions, and walk you through the offers available to you. This is a collaborative conversation, not a sales pitch. We want to understand how capital will be deployed so we can structure terms that align with your business cycle.

Most applications receive a decision within one to four hours. In many cases, you will have an approval and a clear funding offer the same day you apply.

Once you accept your offer, DD Capital moves quickly to get capital into your hands. Approved funds are deposited directly into your business bank account, often within 24 to 48 hours of acceptance. For certain products and qualifying businesses, same-day funding is available.

There are no hidden steps between approval and funding. You will receive a clear contract outlining all terms, repayment schedules, and costs before you sign. Our commitment to transparency means you will never encounter surprise fees or ambiguous language.

As soon as the deposit clears, the funds are yours to use however your business requires, whether that is purchasing inventory, hiring staff, covering payroll, or seizing a time-sensitive growth opportunity.